First Time Buyers


This program allows First Time Owners’ (those customers with no prior automotive finance history) the ability to finance a new or certified pre-owned vehicle or lease a new Mazda vehicle.

Program guidelines:

  • Prior credit history is required to be approved on the Mazda FTO program
  • Candidates:
    • Must not have prior automotive credit history
    • Must not have derogatory credit (delinquencies, charge-offs, or judgments)
    • Have proof of income
  • Additionally, approval rates will increase with candidates that:
    • Have some other type of positive credit history, no matter how limited (e.g. credit card)
    • Have a reasonable down payment
    • Have proof of insurance

Vehicle eligibility:

This finance approval program applies to New Mazda3 Sport, Mazda3, Mazda5, Mazda6, CX-3, CX-5, CX-9, MX-5 and Mazda Certified Pre-Owned Vehicles.

PLUS, Only New current model year Mazda3, Mazda3 Sport, and CX-3 customers also benefit from the program by receiving a $500 discount from their purchase. This program can also be used in combination with all other incentive programs, excluding the Mazda Graduate Rebate.

Contact Grey Motors for complete details of this program and eligibility.

Mazda Canada Inc. reserves the right to withhold payment for any claim deemed to be non-compliant with
program requirements and guidelines.